New Listing In Whisper Lakes, Orlando! | 2223 Fairmont Cir

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Move-In Ready!  2223 Fairmont Circle. Orlando, FL 32837

Initially used as a model home for Whisper Lakes.  One of the biggest lots on the block.

This 1,623 square foot move-in ready home has been perfectly maintained and has all the features you could possibly dream of.

*  3 Bedrooms

* 2 Bathrooms

* Bonus Room

* Oversized Corner Lot

* Oversized Pool and Pool Deck

* Huge Fenced-in Backyard

* Mature Landscaping

* Wood-burning Fireplace

A Must See!

Hurry, It won’t last!  You have to stop by and see this Gorgeous Model Home. Oversized Lot and Oversized Pool on a Corner Lot in a Cul de sac.

Pool Access from Master Bedroom, BIG Closed in Porch, Perfect for ALL occasions. What else can you ask for?

The owners have made this a Beautiful Home just for you. Don’t wait, call Now and Make Your Appointment!

Visit https://orlandorealtyconsultants.com/   or call   407-902-7750

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Homeowners Insurance Tips for Orlando home buyers

Getting the best HOI rates for Orlando real estate

When shopping for homeowners insurance [HOI] quotes, you should seek out companies that have been in business for a while that have high customer satisfaction ratings and good reviews. Many potential buyers make the mistake of just going with the cheapest company they can find.

As an Orlando realtor, I always recommend to my clients to use a company like  Net Quote. This is a company that will provide you with quotes from several different highly rated homeowners insurance companies. Using a company like this to research homeowners insurance can save you a lot of time and money.

Many insurance companies raise their rates when they suffer a financial crisis like the one we’re still recovering from. However, insurance companies still have to compete with other insurance companies for your business which means that most of them are cutting much better deals for new policyholders than for existing policyholders.

Typically after people purchase their HOI and close their house, people tend to forget about homeowners insurance and will just continue to pay whatever premium the insurance company asks for even if it goes up every year. What homeowners should do is research different insurance companies every time they are up for renewal to make sure they are getting the best rate available.

6 Tips for keeping your HOI rates down on Orlando properties

1- Continue shopping for better rates- Every time your policy renewal date approaches, check companies like NetQuote.com to see if they can find you a better deal.

2- Try Bundling– Consider bundling your Homeowners policy and your auto policy with the same insurance company. By doing this you may be able to cut your premiums by up to 15%.

3-Make sure you don’t have too much coverage- It’s very common for policies to have inflation protection provisions that will automatically increase your coverage amount. Now that construction costs have fallen, these increases are not always justified. Find out what your house is actually worth make adjustments to your policy if can. If you’re able to lower your replacement value, it could save you up to 10% on your premiums.

4-Make sure your reputation is as clean as possible-If you’ve been denied coverage or they want to charge you an arm and a leg because of claims you’ve made in the past, check your insurance report for mistakes at choicetrust.com; it’s free if you’ve been denied coverage. Insurance companies make mistakes all of the time especially when it comes to record searches on clients.

5-Stick with high deductibles– I always recommend getting a policy with a high deductible for 2 reasons. 1st, your premium will be much less and 2nd, If you file a claim for every little repair that comes along, it can drive your premiums up by up to 15%. Use the money that you’re saving on those premiums to cover the small repairs.

6- Avoid Flood Zones– Before you buy your home, you should be aware if it’s in a flood zone. If you live in a house that’s in a flood zone, then you will probably want to make sure that your policy covers flood damage. You could save money and not get flood coverage but then you run a big risk if your house ever gets flooded. My advice, avoid flood zones.

If you’re in the market for an Orlando property and you still have a million questions about homeowners insurance or anything else regarding the purchase of a house. Contact us for a free consultation with an Orlando real estate expert.

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Beware of online Orlando Real Estate ads for rent

Online real estate rental scams are still on the rise

Unfortunately, their are people in this world that are just hardwired to be scammers. The internet age has made things even easier for these scammers to rip off unsuspecting victims especially in the rental arena of Orlando real estate. Scammers will actually post Craigslist ads for properties that are for rent on the Florida MLS but, their asking rent is always much less than what the real asking rent is. This is what makes the ad so enticing, people see the and and say “Wow a 3bd 2 bth in Downtown Orlando for only $500 per month! I ‘d better snatch it up before someone else does”.

Then they continue to exchange emails back and forth with the so-called owner, which of course, happens to be traveling out of the country because he is soo successful and busy. The so-called owner will then request the first and last month’s rent via Western Union in order for the renter to lock in the contract before someone else does. The next thing you know they’re sending 1st and last month’s rent to an internet thief after signing a completely bogus rental agreement.

It’s human nature to be attracted to anything that seems like it’s a great deal. These ads are designed to arouse your curiosity and get you excited about moving into a house that you would normally not be able to afford,… a real lifestyle changer. The problem is that people get so caught up in the idea of moving into their dream house, that their judgment gets clouded and they are no longer thinking straight. Unfortunately, I’ve heard countless stories like these over the years and the sad part is that these types of rental and purchase scams are still on the rise.

Hire an Orlando Realtor and prevent getting burned

Many people don’t like to use realtors because they think that they can save money by finding their own Orlando property to rent and avoid paying a commission by dealing directly with the owner. The truth is that dealing directly with the property owner [even if it’s the real owner] is like going to court without a lawyer. Landlords love it when they get a renter that is not represented by an Orlando realtor. They know that they will not only  be able to control the situation completely but they don’t have to pay a realtor commission.

The place where someone lives is the most important place in their lives. This is the place where you and your family come together for shelter, safety, food, rest, entertainment, etc. Like Dorothy said, “There’s no place like home”.

This is why it’s soo important to use a licensed Orlando Realtor to find a place to live, whether it’s to rent or own. By trying to save a few hundred bucks upfront, you could end up paying a lot more than that by doing things on your own. Orlando real estate agents are trained to go through contracts and to make sure that everything is done legally as well as look out for your best interest. Top Orlando realtors are also much better negotiators than the average person which means that you might even be able to get a better price on a rental than you would have on your own.

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