{"id":1622,"date":"2012-06-04T11:54:55","date_gmt":"2012-06-04T15:54:55","guid":{"rendered":"https:\/\/orlandorealtyconsultants.com\/?p=1622"},"modified":"2022-01-29T01:56:07","modified_gmt":"2022-01-29T01:56:07","slug":"the-harp-program-is-a-real-life-changer-for-orlando-homeowners","status":"publish","type":"post","link":"https:\/\/orlandorealtyconsultants.com\/es\/the-harp-program-is-a-real-life-changer-for-orlando-homeowners\/","title":{"rendered":"The HARP Program is a Real “Life Changer” for Orlando Homeowners"},"content":{"rendered":"

\u00a0What Is The HARP Program?<\/h2>\n

HARP is the Home Affordable Refinance Program. It was an initiative by the Obama Administration begun in 2009 to allow underwater homeowners to refinance their homes at today\u2019s low mortgage rates. The program is currently available to homeowners through June 30, 2012.<\/p>\n

If you are current on your mortgage, with or without equity, then you are eligible for this program and there is absolutely no reason why you shouldn’t apply for HARP.<\/a> It doesn’t cost anything to apply and it could the answer to your mortgage problems.<\/p>\n

The government continues to purchase mortgage backed securities and rates continue to fall and are near record lows.<\/h4>\n

HARP allows you take advantage of current market rates even if you are \u201cunderwater\u201d. These programs are Financial \u201cLife-Changers\u201d. They are also available for a limited time as determined by congress so people need to act now to take advantage of this stimulus program, and lower their monthly payment and\/or term.<\/p>\n

We’ve helped many Orlando homeowners<\/strong> to qualify for the HARP program since 2009 when it began. Sometimes people will come into my office thinking that their only option is to sell their Orlando property by way of short sale or by bringing money to the closing table. When I sit down with a client I like to know why they are selling. If an Orlando homeowner<\/strong> tells me that they would love to keep their Orlando property<\/strong> <\/a>and they’re only selling because they can no longer\u00a0 afford the payment, I will usually recommend that they apply for HARP before trying to apply for any other programs.<\/p>\n

For clients that truly want to keep their Orlando homes, we explore every option available to them to achieve that result. It’s only after we’ve exhausted all means to try and keep the house do we resort to selling it.<\/p>\n

Recent HARP applications Surge<\/h3>\n

According to a recent article in National Mortgage News,<\/a> the five largest mortgage servicers have seen approximately 400,000 applications for refinancing under the new program. People are starting to become more aware of HARP but for some reason 9 out of 10 of eligible Homeowners still fail to take advantage of this government program.<\/p>\n

Many people that are upside down in their mortgage automatically believe that they can’t re-finance. With the HARP you can!<\/p>\n

Doing an Orlando Short Sale may be your best option<\/h3>\n

If you decide that an Orlando short sale <\/a><\/strong>is the best option for you, we then try to get you qualified for programs such as HAFA which allows the seller to leave the closing table with a minimum of $3,000.00. Depending on who the lender is, we’ve been able to get some of our clients up to $30,000.00 back in some cases. How’s that for a bailout package?<\/p>\n

\u00a0<\/p>\n

\u00a0<\/p>\n

Ask me anything,<\/a> I’m here to Help<\/p>\n\n\n

\"Jenny<\/figure>","protected":false},"excerpt":{"rendered":"

\u00a0What Is The HARP Program? HARP is the Home Affordable Refinance Program. It was an initiative by the Obama Administration begun in 2009 to allow underwater homeowners to refinance their homes at today\u2019s low mortgage rates. The program is currently available to homeowners through June 30, 2012. If you are current on your mortgage, with […]<\/p>\n","protected":false},"author":4,"featured_media":21758,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_uf_show_specific_survey":0,"_uf_disable_surveys":false,"footnotes":""},"categories":[7,21,5,17],"tags":[96,32,10,11,52,12,13,47,97],"class_list":["post-1622","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog","category-florida-real-estate","category-orlando-real-estate","category-orlando-short-sales-2","tag-harp","tag-orlando-bargain-property","tag-orlando-real-estate-2","tag-orlando-real-estate-expert","tag-orlando-real-estate-news","tag-orlando-realtors","tag-orlando-realty","tag-orlando-realty-consultants","tag-top-rated-realtors-in-orlando"],"acf":[],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t