Tag: Agentes inmobiliarios de Orlando

Compradores de vivienda en Orlando se preparan a medida que las tasas de hipotecas fijas caen aún más

Publicado el por Jenny Zamora

La temporada de compras de primavera de 2014 comenzó con el pie derecho y parece que solo mejora. Las tasas de las hipotecas fijas venían en una espiral descendente desde la primera semana de abril. La semana que comenzó el 14 de abril marcó la segunda vez que la tasa de las hipotecas fijas cayó a sus niveles más bajos desde febrero.

Como señaló Freddie Mac, el comprador de hipotecas patrocinado por el gobierno, la tasa de interés promedio de los préstamos hipotecarios estándar a 30 años bajó al 4.27 por ciento en la semana que comenzó el 14 de abril. La semana anterior (del 7 al 13 de abril), las tasas hipotecarias fijas se ubicaron en el 4.34 por ciento. La tasa del 4.34 por ciento estuvo nuevamente 0.7 por ciento por debajo de la tasa de las hipotecas fijas en la semana que comenzó el 31 de marzo. A principios de año, estas tasas se ubicaban en un nivel bastante alto del 4.5 por ciento.

La caída de esta semana marcó la segunda semana consecutiva en que las tasas de hipotecas fijas fueron las más bajas desde febrero y Agentes inmobiliarios de Orlando los posibles compradores se están mostrando más entusiasmados con la temporada de compras de primavera.

¿Se mantendrán las hipotecas fijas accesibles en las próximas semanas?

Muy probablemente sí. Según el 56 por ciento de los analistas de mercado entrevistados por el sitio web Bankrate.com, las tasas se van a mantener estables en las próximas semanas. Dicen que las tasas de interés continuarán bajas y se mantendrán estables durante las próximas dos semanas. No predijeron un aumento en las tasas hipotecarias.

Los agentes inmobiliarios señalan que las preocupaciones sobre un mercado débil —uno que no sería capaz de sostener un aumento dinámico en los precios de los bienes raíces residenciales— fueron una de las razones principales por las cuales las tasas comenzaron a caer en espiral en enero de 2014.

¿Es un buen momento para comprar casas?

Según Agentes inmobiliarios en Orlando Así es. Según el informe más reciente del Departamento de Vivienda y Desarrollo Urbano de EE. UU., marzo estuvo marcado por un aumento en la nueva construcción residencial. El informe, publicado el 16 de abril, reveló que el inicio de construcción de viviendas en marzo aumentó un 2,8 por ciento, en comparación con febrero. El mes también experimentó una reducción en los permisos para edificios residenciales, en comparación con el número de permisos emitidos en febrero (una disminución del 2,4 por ciento). Sin embargo, el número de permisos fue un 11,2 por ciento mayor que el de marzo de 2013.

Aumentando el inventario y reduciendo las tasas de hipotecas por lo general resultan en una mayor actividad de los compradores. La industria de bienes raíces de Orlando ha visto una buena cantidad de construcciones residenciales y los agentes inmobiliarios dicen que más compradores potenciales están preguntando sobre los alquileres y compras en próximas propiedades.

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Las ventas breves en Orlando disminuyen debido a las implicaciones fiscales

Publicado el por Jenny Zamora

The debt relief act of 2007 has officially expired as of January 1st 2014. This situation creates huge tax burdens for Florida homeowners that are upside down and that have or will receive any kind of mortgage forgiveness such as a short sale.

This means that the IRS will consider any capital that was forgiven by a lender either in a short sale or even a foreclosure to be recorded as income to the homeowner and will tax that income accordingly. The “Mortgage Forgiveness Debt Relief Act” [MFDRA] of 2007 was established to allow homeowners with certain criteria to exclude this type of income from their tax returns. This act only applied to debts associated with someone’s primary residence.

Orlando Short Sale Realtors Concerned Over Tax Relief Expiring

Orlando realtors that specialize in doing short short sales are very concerned about homeowners no longer having the tax break incentive. Why would someone go through with a short sale if they knew that they would be taxed on the deficiency? It’s like jumping from the frying pan into the fire, you’re going to get burned either way.

We’re already seeing a sizable decline in Orlando short sales since the 1st of the year. I think that we’ll see even fewer short sales, fewer principal reducing modifications, and an increase in foreclosures as we get further into 2014. Homeowners aren’t seeing the upside to doing a short sale in many cases.

The truth is that without the assurance of tax being exempt on a short sale there’s much less incentive for distressed homeowners to agree to the voluntary sale of their home.

Lenders Are Foreclosing Faster Than Ever Before

There was a time shortly after the RE market crashed in 2007 where lenders were extremely overwhelmed with the amount of homeowners defaulting on their loans. This resulted in a foreclosure taking up to 2 years or more to complete in some cases.

Several Orlando homeowners that I’ve spoken to say that they’ll just stay in the house until the bank forecloses believing that it will take their lender years to foreclose on them because of the stories that they’ve heard in recent years.

This couldn’t be further from the truth and homeowners that feel this way will be in store for a rude awakening. Lenders have come a long way in streamlining there process for dealing with mortgage holders that fall behind. They now have systems in place that help to expedite the amount of time that it takes to process foreclosures, short sales, loan mods, etc. Certain lenders will foreclose within a matter of 3 to 4 months if the homeowner doesn’t take action.

What Are Other Alternatives To Foreclosure?

Homeowners are still offered the same alternatives from their lenders; short sales, loan modifications, deed-in-lieu, etc. It’s important to note that it’s not the lenders who want to tax homeowners on the deficiency amount, it’s the IRS. And, although congress is actively looking at several bills that would extend tax relief through the next year or two, it hasn’t happened yet and there’s no guarantee that it will.

 

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EDC of Metro Orlando Brings Seven Projects and 2100 Construction Jobs to Central Florida

Publicado el por Jenny Zamora

 

The Metro Orlando Economic Development Commission started its Brand Orlando campaign with a lot of vigor and the results of the effort have been positive. The EDC has managed to rope in seven new construction projects at various sites in Orlando.

Hard work of the EDC has finally paid off. The Commission has been striving hard to make this happen, from several high-level meetings with site consultants to pick up lucrative sites to discussions with brand executives to pitch these sites as favorable to the real estate business community; it has been a tough ride. But, it all seems to be worth the effort, states Holly Weidman, the executive vice president of the Commission.

Agentes inmobiliarios de Orlando work together with backing from EDC

Agentes inmobiliarios en Orlando have been pitching the cause independently, but with them coming together as a team and with the backing of the EDC, the region has finally gained the interest it deserved. The EDC has marketed Orlando as a region of opportunity for the infrastructure sector, highlighting prospects other than the well-known tourism industry. They have focused on local businesses, traditional architecture, the rapport between the University of Florida and the business community, and the sense of communion with local communities.

 New jobs will boost the economy

The developments have spread cheer among realtors and buyers alike. Everyone is now anticipating a flurry of activities that will give way to about 2100 new construction jobs, giving the economy of the region a big boost. Existing businesses are also likely to spread their base in the region. Apart from pumping money into the markets through construction activities, a lot of local businesses, allied infrastructure, and manufacturing services are likely to find the requisite kick start, bringing in more cash flow and making the region a prospective hot spot for high-profile investments.

The EDC, although happy with the turn of events, is not complacent with its recent success. It is continuing with its crusade and giving out tips to real estate agents in Orlando on how to pick the right sites, how to market them and how to retain their USP – the tourism industry as their stronghold. They are very clear with their vision on making the region the hottest market for real estate business. They are keeping a tab on competition and fluctuations in the volatile real estate market, to stay on top of the tide.

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Orlando Foreclosure Activity #1 in the Nation – Real Estate Business Stays Unaffected

Publicado el por Jenny Zamora

A new industry report places Orlando first in its list of cities and metropolitan areas with maximum foreclosure activity for the month of March. The number of foreclosure filings in the Bienes raíces en Orlando marketplace increased by 13 percent in comparison to the figures from one month earlier (February 2014).

According to some Orlando realtors, the March foreclosure figures also bear another distinction. With a total of 2,886 foreclosure listings in the community, the March figures represent a nine-month high.
But Agentes inmobiliarios en Orlando are not worried. The figures are still lower than they were at the same time, a year ago. Further, as noted by a majority of the top Orlando realtors, the business hasn’t slowed down for the residential real estate community of Orlando at least.

Foreclosure trends around Orlando

Orlando’s number one position in the foreclosure activity charts contributed to Florida’s status as the state with the highest density of foreclosures. While the national average lay at one foreclosure for every 1,126 homes, Florida saw one foreclosure in every 407 houses on an average.

Metropolitan Orlando led other cities and metropolitan areas in the state with one foreclosure action in every 326 homes. The numbers present a grim situation no doubt, but not when compared with statistics of previous quarters and years. Orlando’s March 2014 foreclosure rate is lower than the rates of March 2013. This also marks the third consecutive quarter when Florida’s foreclosure rates have decreased.

Cities and counties around Orlando have seen their own ups and downs in foreclosure activities. The biggest hike in foreclosure activities was experienced by Polk County. With 786 foreclosure filings in March 2014, the rates went 15 percent above those in February 2014 and 28 percent above those in 2013.

Realtors Not Worried About Increasing Foreclosure Activity

Several years ago, real estate agents in Orlando were soliciting business from property owners who were just beginning with the foreclosure process. However, the trend has changed of late and realtors no longer depend on “foreclosing owners” for business. Realtors have enough business in their hands, further proof that increasing foreclosure activity will not slow the market.

Residential real estate buyers have witnessed an increase in their home buying confidence. The inventory shortage has been softening since February 2013. Banks have become lenient with their mortgage lending and Americans have seen a reduction in their unemployment rates. Add to it the several new construction projects underway in Orlando and you have all the reasons why home buyers are undeterred in their purchasing.

The spring buying season has just begun. And if you’ve been waiting for an opportune moment to purchase property, now is the right time.

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Top-Notch Property: Tips to Prepare for an Open House

Publicado el por Jenny Zamora

You only get one chance to make a good first impression, and an open house is a moment to make your home shine. Dozens of people will walk through your home, check out the layout, and even peek in your closets to see if it meets their needs. During this time you will want your house to look as amazing as it possibly can. Get your home ready for an open house in a few simple ways.

Clean Everything

Cleaning is the most important thing that you can do before an open house. Sweep and vacuum, mop the floors, clean out the cabinets, get rid of clutter, and spray the house with an air freshener. Some staging experts recommend baking cookies, or another sweet snack to fill the house with the scent of vanilla, which appeals to almost all buyers. When cleaning, make sure that you are clean from top to bottom, removing spiderwebs, dirt, dust, and even the scent of your pets.

Take Care of Pests

Regardless of where you live, the odds are good that you have a few pests scattered around. If you live in the Midwest, and other cooler climates, you might find mice sneaking into your house to escape the winter. Other pests that can gain access to your home include rats, squirrels, bats, and even raccoons. You’ll hear those animals scurrying around inside your walls, find feces left behind, and see signs of their nests.

Do a Walk-Through

You can spend months cleaning and staging your home without getting a single offer. This often occurs because you think your house looks good, but others don’t agree. Before the date of your open house, ask some friends and family to come over and walk through the property. Ask them for an honest opinion about what works, and what doesn’t. You might find that they don’t like the darkness of a specific room, they notice a scent you can’t smell, or they think you have too much clutter. Use their advice to make your home look appealing to potential buyers.

When you can’t afford to work with a staging company, you can still get your home ready for an open house. Cleaning, getting rid of rodents, and asking for advice from those you trust can make your house look appealing to everyone who walks through the door during an open house.

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