4802 CAYVIEW AVE # 30814 – ORLANDO SHORT SALE – CONDO

4802 CAYVIEW AVE # 30814 – ORLANDO SHORT SALE – CONDO-

VIDEO https://orlandorealtyconsultants.com/

Located in VISTA CAY AT HARBOR SQUARE

1,247 Square feet
3 Bedrooms
2 Bathrooms
Community Pool
Fitness Center

To see these or any of our other listings. Visit https://orlandorealtyconsultants.com/ or call us at 407-902-7750

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4223 S SEMORAN BLVD # 2 – Orlando Short Sale Condo


4223 S SEMORAN BLVD # 2   – VIDEO- Orlando Short Sale Condo https://orlandorealtyconsultants.com/

This condo is in excellent condition and move-in ready. This Condo is located in the up and coming area of AVALON. The community offers a community pool,

Bedrooms: 2

Bathrooms: 1 and 1/2

SqFt Heated: 1,214

Floors: Tile and carpet

You should make your offer quick on this one, it won’t last long!

To see this or any of our other great properties visit us at https://orlandorealtyconsultants.com/ or call 407-902-7750

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What if my lender won’t accept a short sale? – Orlando Realtors

Short Sales are not Guaranteed!

It’s important to be aware that your lender has absolutely no obligation to agree to a short sale.  Also, there are a handful of banks that will agree to a short sale if the homeowner is current however,  most banks won’t even consider it unless the homeowner is at least 30 days past due on their mortgage payment. Either way, it goes, you just won’t know whether or not your lender will accept a short sale until you try. You should also know that a short sale can take several months and even a year to complete depending on who the mortgage holder is and what type of loan it is.

In the event that your lender does not agree to a short sale, there are several other options available to you in the event that your lender doesn’t agree to a short sale.

Other options besides a short  sale

1- Loan Modification– This is when the lender adjusts the terms of your loan by either adjusting the principal balance of the note or by lowering the monthly payment to make it more affordable to the homeowner. Most of the time the terms of a loan modification aren’t worth agreeing to.

2- Deed-in-Lieu- This is the process by which the homeowner signs the property back over to the lender and this is also considered by many a voluntary foreclosure. Unfortunately, it also shows up on your credit as a foreclosure.

3-Bankruptcy-  There are two different types of bankruptcy; Chapter 7 and chapter 13. Since I am not an attorney I will just give you the basics. A chapter 7 bankruptcy is the liquidation of assets so that debtors can get paid a portion of what’s owed to them and a Chapter 13 is basically a reorganization of debts in which the debtor has a chance to work out an arrangement with his or her debt holders.

4- Let it go to Foreclosure- This is one option that I would never recommend to anyone. If you just let the property go to foreclosure, then you’re just giving up and when you give up, you give up all control of your situation. There’s a common belief that if you let your property go to foreclosure, all of your debt will be forgiven and that couldn’t be further from the truth. As a matter of fact,  the opposite will probably happen and the lender will slap you with a deficiency judgment between what you owe the lender and what the property sold for at the auction. 

If you or someone you know is behind on their mortgage, consult with a short sale expert and find out what the best option for you is.

Orlando short sale expert

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Dr. Phillips Short Sale – 8642 Shady Glen Circle

8642 Shady Glen Circle – Dr. Phillips Short Sale – VIDEO – https://orlandorealtyconsultants.com/

This short-sale property won’t last for long. It’s a terrific investment opportunity with tons of potential.

Do you like granite? Then you will love this house! Wall to wall granite and carpet in 3 of the 4 bedrooms.

This 4 bedroom 3 bathroom house is 2,488 square feet.

Other features
* 2 car garage
* huge fenced in yard
* bonus room
* wood-burning fireplace
* granite, granite, and more granite

Located in the very desirable area of Dr. Phillips, this property won’t last long.
Hurry and make your appointment to see it

407-902-7750

Orlando Realty Consultants is a full-service Real Estate brokerage located in Orlando, Florida which specializes in doing Orlando Short Sales and Foreclosure Prevention with a team of highly experienced short sale realtors on staff.

We provide Professional Real Estate solutions for both home buyers and sellers. Our diverse team of Orlando real estate experts have experience in all aspects of Real Estate. We will work with you to make your home purchases and sales process as simple as possible, while providing you with the most up-to-date information of your transaction process as it develops.
Trusted Buy Your Neighbors Since 2005

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A Guide to Loft Insulation

Getting your loft insulated is one of the best measures you can take to safeguard your home against energy inefficiency. But, it can be confusing deciding what type of insulation to go for and understanding the benefits to your home. For a guide to what loft insulation entails, read on.

Why get loft insulation?

Loft insulation will cost you money, but it’s worth the investment, and after a number of years you end up recouping the money spent with the savings you made. How does it work?  Basically, loft insulation stops heat from escaping out of your roof. During wintertime, when you need the heat most, a loft that hasn’t been insulated can lose up to a quarter of its heat from the roof. By getting your loft insulated, it will have a positive impact on your energy bills, and the environment. You could save over 700g of carbon dioxide annually from getting your loft insulated.

In the summer, when you don’t want the heat entering your home, the insulation acts like a barrier trapping the sun’s energy from coming through the roof, thus keeping your home nice and cool – just when you want it most.

Once you’ve got your loft insulated, it should last you around 40 years, so the inconvenience of installation is nothing compared to how long you’ll benefit for.

Types of insulation

There are different types of insulation, so you’ll need to choose the type that works best for your home and is within your budget. You can either get bulk insulation, which contain fibres that trap small pockets of air, such as glasswool or rockwool. You could also choose reflective insulation, which reduces infrared radiant heat transfer from a hot surface to a cooler one, and includes foil products. Or, you could choose composite materials, which are a combination of bulk and reflective.

The type of roof you have, and who is going to install it, are often deciding factors when it comes to choosing insulation.

The process of insulating your loft

A straightforward, easy-to-access loft, with regular joists and free from condensation issues is easy to insulate, and can even be done as your own DIY project, which will save further costs. Rolls of mineral wool can easily be laid between the joists, then at right angles covering the joists so it meets the required depth.

Some people who use their loft as living space decide to insulate the loft roof instead of the floor by fixing insulation boards between the roof rafters.

Lofts that are hard to access are more likely to need the expertise of a professional. In this instance, specialist equipment is used to blow the insulation material into the loft.

If you have a flat roof, then insulation is normally added to the top of the roof’s weatherproof layer. Again, this is normally a job for a professional.

Any pipes or water tanks will also need insulating so that they don’t freeze up. Don’t forget about the hatch as well.

Value

Not only will adding or improving your loft insulation decrease your energy bills and contribute to helping the environment, it will also increase the value of your home. Any measures that are taken to increase the green factor of a home are appealing additions that buyers will appreciate. These could be the selling points that make your home stand out over another.

 

 

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