Just Listed! Home for Sale in Hunters Creek

Open House this Saturday 4/17/21 from 11 am-3 pm
4503 Shanewood Ct. Orlando FL 32837

If you have been looking for a Single-Family Home in Hunters Creek with all the bells and whistles… look no further!

This better-than-new home offers a perfect layout, unique features, and tons of space for you, family, and friends to spread out. You won’t find your typical features in this home!

Even before you walk inside, you will want to take the time to appreciate how much you’ll be able to enjoy this spectacular backyard paradise. The rear outdoor living area is close to 1200 sq feet of Florida pleasure. The area boasts a paver deck, screen enclosure, saltwater pool with solar panels.

Paddle fans and LED soffit lighting with a 2-zone outdoor entertainment system. A fenced-in yard overlooking the pond and the preserve at Shingle Creek. There is a custom outdoor kitchen with a built-in grill/ refrigerator and more. The low-voltage lighting system adds charm to warm summer nights.

There’s no shortage of space here whether you simply want to have a small family gathering or invite others for a large party…this home has the great spaces you want to accommodate all!

The moment you enter the home through the Custom glass and stained front doors, you’ll instantly appreciate the warm and open layout. It starts with beautiful plank tile floors leading you into the formal areas of the home, featuring Key West shutters, custom paint, and trim work throughout the entire home.

This special home has a newer kitchen with tons of storage and deep cabinet pull-outs, granite countertops, tile backsplash in the 20’ x 14’ eat-in kitchen. You won’t ever have to worry about finding cabinet space here. Also Included are all stainless-steel kitchen plus washer and dryer appliances and touch 2o faucets.

The spaciousness of this home doesn’t stop when it comes to the bedroom sizes. The 14’ x 21’ master’s retreat is large and inviting, you may never want to leave it! Complete with a custom closet with a barn door, this room is built with both privacy and comfort in mind.

The master bathroom has two separate vanities each with its own cabinet space, a separate shower, and a soaking tub for those long days where you just want to unwind.

Three nicely sized additional bedrooms along with two fully remodeled baths tie this home altogether. A sunlit fifth room can be used as a bedroom/ nursery or as a home office for those days when you want to work quietly and privately from home.

Every aspect of this home contains a unique feature that you simply won’t find anywhere else. A newer roof, completely re-plumbed, and small features like a Lutron CASETA lighting technology, USB ports strategically located throughout. Loads of small details that take years to achieve and time to appreciate are all right here waiting for you.

A spacious family room complete with a linear gas fireplace, space for a 75” TV, or use the drop-down 110” movie screen. A state-of-the-art built-in Onkyo 3 receiver home AV system is included in this stunning property.

Combine all these features together and it creates a home that easily surpasses anything in the stripped-down new homes you’ll find anywhere on the market.

Hunters Creek has all the amenities you want in a community. Hiking and biking trails, tennis, and basketball courts. Soccer fields and playgrounds and of course dog parks for us pet lovers.

If you’re looking for a unique home with tons of features in a very desirable and convenient location, then this home is the perfect fit for you!

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Buying A Lake House In Orlando? Here’s What You Should Know

One of the great things about living in Orlando, FL is the abundance of lake communities that can be found throughout the area. Do you dream of living on the water in your very own lake house?… many people do.

Living in a lakefront home is a lifestyle choice that can be very exciting for certain people. However, like with buying any home, you should try and leave your emotions out of it and try to think rationally.

You should be aware of the considerations that go into buying a lake house in Orlando before making such an important decision.

Buying a house on a lake can be very different compared to a traditional purchase. That’s why you must understand the difference before jumping into lakefront living.

Generally speaking, lakefront homes are worth more than homes that aren’t on the lake. Even if it’s located just across the street, sometimes the value can be close to double in some areas. You’re paying extra to wake up to a beautiful lake view every day… sometimes a lot extra. But for some folks it is so worth it… myself included.

Even when the Orlando real estate market takes a dip, lakefront homes tend to keep more of their value compared to homes that are not on the lake. When considering a lake house, however, you should know going in that there’s a lot more involved than with your typical home.

There are so many things to consider before buying a lake house. That’s why I’ve put together some questions you should be asking before purchasing a lake house in Orlando or anywhere else for that matter.

It doesn’t matter whether your dealing directly with the seller or if you have an Orlando Realtor helping you out, the following questions should be answered to make sure you will be happy with the purchase of your new lakefront home.

What’s the current condition of the home?

Living in a house with a lake in your backyard can be lots of fun, but like anything else in life, it has its drawbacks. Moisture in the air, bad weather on the lake, and fluctuating water levels will all add up to a lot more maintenance than with a home that’s not on the lake… especially if you have a dock that extends into the lake itself.

Most all construction materials can be negatively affected by being close to the water like wood, stone, and even metals. It’s important to stay on top of the maintenance to avoid costly repairs down the line. It’s much cheaper to maintain as you go than replace every few years.

Like with any property you buy, you should go through it top to bottom, inside and out with a fine-tooth comb. Be sure to hire a quality home inspector that will reveal any issues before making any decisions. Bug infestations and wood rot are more common among lakefront homes than other homes.

Where does the sun set?

It may not seem like a big deal at first, but remember, you’re likely to live out the rest of your life in your lake house so be sure you know where the sun rises and sets. What part of the house gets morning sun? Can you see the sunset? How windy does it typically get in the backyard?

When buying a lake house in Orlando, this should be the top consideration.

Get the exact details about the lake

Lake communities in Orlando can vary quite a bit when it comes to the lake itself. For example, the community of Hunter’s Creek has some gorgeous lakes throughout the community. However, if you like boating and wakeboarding then Hunter’s Creek isn’t for you because the lakes are protected and they do not allow gasoline engines on the water.

If you’re into water sports like our family is, then you would want to be on a lake where you can use your powerboat like homes on Lake Conway. The last thing you want is to find out the lake where your house is located isn’t what you expected.

Spend some time and find out as much information as you can about the lake community you’ve chosen. These are some great questions to ask your Orlando Realtor when you’re considering a lakefront home:

  • What kind of bottom is it? Sandy? Rocky? Muddy?
  • Is it a private lake or is there a public boat ramp? [lakes with public boat ramps are a lot busier]
  • How busy is the lake normally?
  • Is there a sand bar where you can drop the anchor and swim?
  • Is there a lot of alligators? Does the HOA come and fish out the big ones? This is can be a big issue on some lakes, especially if you have little kids.
  • What kind of recreational activities are available? Boating, skiing, kayaking, fishing, jet skiing?
  • What’s the bug situation? Are there mosquitoes or no-see-ums? Nothing brings the backyard BBQ to an end like being viciously attacked by tiny flying insects.
  • Besides alligators, what other kind of wildlife is there on the lake? Otters? Ducks? Geese? Are they a nuisance? 
  • How’s the shoreline? Is it sandy? Muddy? Can you access it from your home? Does it have a private dock?
  • Does the county stock the lake with fish?
  • Does the lake flood in rainy season? How far up on the yard does the water come?
  • Are you required to have flood insurance?
  • Can you keep a boat in the back or is there a community boat ramp? Are you allowed to have a dock in the back?

These questions may not all pertain to your lake but they are all things that need to be considered.

Is there a separate association for the lake?

Some Orlando communities have more than one association. It’s a good idea to find out how your lake community works… who maintains the lake? Is there a separate cost? Do some research and find out the nature of any organizations you’ll need to join. Ask other residents in the community if they’re happy with the association and how they handle issues that may arise.

 It’s a good idea to ask your Orlando real estate agent about any questions you may have about the association in charge of your lake.

Be sure you can do the things you were planning on doing when thinking about a lake house. The last thing you want is to not be allowed to do something you had on your mind when dreaming of a living on the lake.

Generally speaking, having a lake association is a good thing for the community. Associations are made to protect the lake and resolve any issues that would threaten the overall health of the lake. Usually, there is a board of directors that meets regularly to discuss any problems with the lake and how to handle them.

Residents are usually invited to attend these meetings so they can ask any questions or voice any concerns they have about the lake.

Will the lake house be used as a vacation home or your primary residence?

If you’re buying the lake house to be used as a vacation home, you’ll have different needs than someone buying it as their primary residence. You may not be as concerned about where the sun sets or what kind of bottom it is because you may only be there for a few weeks or days at a time.

However, if you’re looking to move into the lake house as your primary residence, then you should pay very close attention to the things mentioned in this article.

How far are you from civilization?

If the lake house you want to buy is in the Orlando area, then this won’t be a concern. But if you’re buying in a more secluded area, then you’ll want to find out how far you are from modern conveniences like supermarkets, restaurants, hospitals, police stations. Not everyone enjoys feeling isolated on a year-round basis.

Cell service may also be important to you, you’ll want to check how many bars you have on your phone in and around the home you are wanting to purchase.

How far and how easy is it to get on major roads from the lake? Will you have a potential problem accessing your home if the road floods?

Size matters

Based on what your usage will be for the home, size should be a major factor. If you’re someone who gets a lot of visitors or likes to throw big backyard BBQs, then you’ll want to have a guest bedroom or maybe even a separate guest house in the back.

However, if you’re more of a private person and it’s just you and the family, a smaller home might be better for you.

Are you allowed to expand?

Consider if you want to expand your square footage or make some other major changes to the home one day… can you? This is another great question for your real estate agent.

Many times, local zoning laws can be more strict on a lake… it’s important to find out what you’re allowed and not allowed to do before buying.

Is the lake house on a septic system or serviced by public sewer system?

Another important consideration when buying a lake house is to find out if the home is on a public sewer system or if it has its independent septic system… which can be very costly to replace because they are in such proximity to a lake.

If the lake home you’re interested in has a septic system, be sure to get it professionally inspected. If it needs repairs or replacing, you may be able to negotiate the price.

What about zoning restrictions?

When you live in a lake community, there may be some additional restrictions you should be aware of. Lakes are wetlands or conservation areas which means they are protected by Orange county environment protection. More than likely, the lake association will need to approve any major work or changes you plan on doing to the property.

Some lake communities in Orlando have rules that apply to an area directly bordering the entire lake. It’s usually a space from 15 feet to 25 feet depending on the particular lake and may be referred to as an easement or common area. It restricts you from planting clearing out or building anything within this area.

If you live on a private lake, then you will probably own the property down to the waterline.

When you are house-hunting with your Realtor, you’ll see some listings that will be advertised as having “lake access”. This doesn’t always mean that you are allowed to keep a boat in your backyard… It could mean that there is a public boat ramp. Again, this is where your Orlando Realtor earns their commission.

Lake houses located in some older communities may have outdated zoning laws that may allow for some unusual things. It will be worth your time to find out about any such laws.

Lake homes can have outdated zoning rules that allow for unusual things. Highly recommend researching before purchasing. You will have no option but to follow these guidelines after you buy.

Make sure your view is sufficient


Looking out over the water every morning is one of the best parts of living on the lake. Sadly, not every home on the lake offered has this kind of wonderful view. This might not be your main priority; it will all depend on your needs and budget.

You should also find out if they will continue to develop the lake or if they have completed the building. If the community is still in the developmental stages, then the view you have today may not be the view you will have when they finish building.

As an Orlando Realtor, I have worked with several homeowners that have had their lakefront or conservation view change almost overnight with no warning. Needless to say, they were not happy about it.

Find out about lake access.

Although lakefront homes are on the lake “technically”, some lake houses can be up on a hill or maybe the shoreline is covered with bushes or trees making it difficult to get to the water.

This is important, especially If you plan on living out the rest of your life at the lake house. You don’t want to be climbing up and down hills every day to access the water.

How much privacy do you want?

The lakefront homes in Orlando Fl are fantastic for boating, fishing, wakeboarding, kayaking, and unfortunately… jets skis. Deciding how much privacy you want is important, especially in the long term. The closer your home is to the water, the less privacy you will have. If you’re on a lake with a public boat ramp, then you will have even less privacy.

Some lots will have more distance between the home and the shoreline. Typically, homes with a clear line of sight to the water are more expensive. But sitting on your back porch in your underwear watching the sunrise on the lake… priceless.

Work with an experienced Orlando Realtor

It doesn’t matter whether you’re buying or selling a house on the lake, you should hire a Realtor that has experience with lake houses. Lake houses come with their own set of complexities and your agent must understand them. Research local agents in the area you plan on buying in. Find out how active they are and check their online reviews to see what their clients are saying about them.

Ideally, you want an agent that understands what your needs are and how much your budget is. Lakefront homes present more challenges than other homes especially when it comes to finding a good deal. The demand for lake homes is always higher and so are the prices. With a skilled Orlando real estate agent on your side, the search is easier and your chances of finding the right home at the right price are much better.  

When you are buying a lake house, you should understand there’s a certain premium over a home that’s not on the lake. The dollar amount of that premium is something that a qualified Realtor can help you with. Several factors can come into play such as the zip code, the lake, lot size, amenities, water quality, and public access to boat ramps.

If you’re selling a lakefront home, you should know that marketing it to the right people is crucial. Choose a Realtor with a good reputation and even better marketing skills. Top-notch photography, drone videos showing the lake & home, and detailed descriptions are a vital part of getting top dollar for your lakefront home.

Finding lake houses for sale

In addition to finding a Top Orlando Realtor who has tons of experience with lakefront homes, you can also do some searching of your own. Just Google “lake homes for sale” in whatever area you’re looking for and you should get some results.

Your Realtor should also set you up with some email alerts so you’ll know exactly when a lakefront property meeting your needs hits the market.

FAQS about lake homes

Are lake houses a good financial investment? Yes, generally speaking. Houses located on lakes tend to have a higher appreciation rate than homes not on the water. Of course, it depends on how much you paid for it.

Are lake houses more expensive? Yes, lake houses will always be more expensive than an identical home that’s not on the lake. Just check the homes across the street from a lakefront home, you may be shocked at the price difference.

Are lake houses with a dock better? Definitely…With a dock, you can have your boat or kayak ready at a moment’s notice. Your lake house will be worth more if you have a dock.

Is it worth the extra money to live on a lake? This answer depends on you…If you enjoy water sports and relaxing lake views, then I would say yes. However, if you don’t care either way, then you can get a lot more bang for your buck by buying a home that is a non-lake front.

My final thoughts on buying a lake house

For most people, myself included, being close to the water gives you a relaxing feeling that is unmatched by anything else. Whether you’re enjoying a sunset or learning to wake surf, doing it from your own lake house is priceless. If you feel the same way and can afford to buy one, I say go for it!

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Is Now A Good Time To Buy Or Sell a House in Orlando?

A recent report by the Orlando Regional Realtors Association, states that right now is a good time to buy or sell a home in Orlando, FL. Although there is a shortage of inventory, mortgage interest rates remain extremely low which continues fueling high demand for housing in Central Florida.

Many Realtors in Orlando… including myself, thought when the pandemic started, it would be devastating for real estate professionals. Since real estate agents work solely on commissions meaning… if you don’t close a deal, you don’t get paid. Realtors, for the most part, aren’t eligible to collect unemployment like in a normal 9 to 5 job.

There’s no denying the Coronavirus pandemic slowed down many businesses and even caused some to close, but the Orlando real estate business isn’t one of them. I can tell you that my own brokerage Orlando Realty Consultants, is even busier than we were this time last year.

There’s no doubt in my mind this is largely due to people moving from larger cities up north wanting to live in more spacious suburban surroundings. More and more businesses are offering their employees a way to work remotely so they can live wherever their hearts desire.

Orlando is home to some of the best suburban neighborhoods in the state of Florida. Neighborhoods like Hunter’s Creek which was voted the 21st best place to live in the US by CNN’s Money Magazine. These great communities combined with gorgeous year-round weather make living in Orlando attractive to anyone and everyone.

Orlando Home Sales Up 20% Since Start Of Pandemic

The greatest issue home-buyers are confronting is that low housing inventory is driving an enormous demand. With historically low-interest rates, homes are vanishing off the market.

Even if you are not interested in buying or selling, real estate agents in Orlando say now is an excellent time to refinance. It does not hurt to see what your options are. You could end up shaving hundreds of dollars a month on your mortgage payment if you refinance.

Can We Expect To See More Foreclosures In 2021

Most homeowners that have been affected financially by the pandemic have been able to get through these hard times. Thanks to forbearance agreements, unemployment checks, and stimulus money people who know how to “trim the fat” have been able to keep up with their bills. But what happens when all these temporary solutions come to an end?… and they will end at some point. I believe many homeowners may have to take out home equity loans at some point and use them to keep up with their mortgage payments while others will elect to sell their Orlando home to cash in on the current seller’s market.

Right now, it’s too early to tell how this will all play out because many people are still receiving unemployment benefits and our new president is promising another round of stimulus checks to all tax-paying Americans. Hopefully, the world will get back to being close to normal, the economy will bounce back, and the housing market will continue to boom.

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How To Extend Your COVID-19 Mortgage Forbearance

If you received a mortgage forbearance due to COVID-19, your payment suspension could be about to expire. If so, you must request an extension before the initial forbearance agreement expires. It’s important to know that a forbearance extension through CARES isn’t guaranteed. The CARES Act [aka] Coronavirus, Aid, Relief, and Economic Security (CARES) Act.
was signed into law on March 27th of 2020. If you aren’t sure, contact an experienced Orlando Realtor to assist you.

The act granted homeowners who were financially affected by the coronavirus a 6-month temporary suspension with no penalties. That means the first forbearance agreements began to expire at the end of October 2020.

The CARE Act also allowed for a 180 forbearance extension… as long as the homeowner requests before the initial agreement expires.

MAIN POINTS

  • The CARES Act provides up to 360 days of mortgage payment forbearance for homeowners with a federally backed loan.
  • The initial forbearance can be for up to 6 months with one 6 month extension.
  • You must request the initial forbearance from your bank as well as the extension. Neither one is automatic.
  • To apply for an initial forbearance or an extension, contact your lender.
  • Typically, forbearance freezes delinquency, which also stops foreclosure.
  • Most lenders offer COVID-19 related forbearance. For private lenders rules and conditions vary.

What Loans Qualify for Forbearance Under the CARES Act?

The CARES Act forbearance applies to mortgages backed by the federal government:

  • Loans insured by the Federal Housing Administration
  • Loans insured under section 255 of the National Housing Act.
  • Loans insured under section 184 or 184A of the Housing and Community Development Act of 1992.
  • Loans insured by the Department of Veterans Affairs.
  • Loans insured or made by the Department of Agriculture.
  • Loans insured by the Federal Home Loan Mortgage Corporations (Freddie Mac) or (Fannie Mae)

Apply For Your Extension Through Your Lender

If your loan forbearance is about to expire and you still can’t make the payments, contact your lender immediately. Check your mortgage statement for the contact information of your mortgage servicer.

Your lender should notify you before the expiration of your current forbearance. Don’t take a chance! If you’re not sure when your current forbearance expires then call your servicer to tell them you need an extension. If you’re unsure or need some help, feel free to contact us at https://orlandorealtyconsultants.com/ for immediate assistance.

Before you contact the lender, visit their website for any mortgage relief options available.

The CARES Act only requires that you request an extension and by law… you shall receive one.

Get It In Writing!

Although the law doesn’t require your forbearance request to be written, it’s a good idea to ask your lender for documentation detailing the terms of your agreement.

Things to keep in mind:

  • To get the extension, you don’t need to submit additional documentation. Only your claim to have a coronavirus-related financial hardship will be required.
  • During the time of your forbearance, additional fees, penalties, or interest will be waved.
  • You have the option to shorten the forbearance and continue to make payments at any time. Let your lender know of the change.

If you still haven’t asked for your mortgage forbearance, don’t worry… you may still be able to as long as the emergency declaration is still in effect. You can check with your local Orlando real estate agent to get informed.

What About Private Lender Forbearance Agreements?

If you have a mortgage through a private lender you’ll have to contact them and see what they’re offering. Because your lender will have their own set of terms and conditions, you’ll need to pay close attention to the fine print. For example, some private lenders may want you to pay a balloon payment for missed payments and interest.

During Your Forbearance

During the time of your Forbearance, while preparing for life after your forbearance expires, there are a few things you should be doing…

  • Maintain copies of ALL written documents pertaining to your forbearance agreement.
  • Check your monthly mortgage statements carefully to make sure there are no mistakes.
  • Pause auto-payments for your mortgage during your forbearance.
  • Carefully monitor your credit report for any errors and make sure your lender is reporting your status correctly
  • Prior to your forbearance expiring, be sure to have a plan in place with your lender for you to repay what you owe.

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Orlando Realty’s “Easy Exit” listing agreement.

When somebody lists their house with a real estate agent, they always worry that the agent won’t perform as promised and they will be stuck with them until the listing agreement has expired costing your home valuable time and exposure on the market.

Most real estate agents require you to sign listing agreements that have a cancellation fee of several hundred dollars when the homeowner wants to terminate the contract with the agent they hired to represent them.

It’s for this reason that I use an “Easy Exit” listing agreement. This takes the risk out of listing your house and having to worry about us not performing.

When you list your home through our INSTANT AMNESTY Listing Agreement, there’s no risk to the homeowner. We are so confident that you’ll be happy with the results that we get you that you can cancel your listing with us at any time and NO CHARGE! There is NO cancellation fee in our listing agreement.

• You can cancel your listing anytime.

• You can relax, knowing you won’t be locked into a lengthy contract.   

• Enjoy the caliber of service confident enough to make this offer.
   In my 8+ years as an Orlando realtor, the few times that someone has wanted to cancel a listing agreement with me was because they decided to keep the house instead of selling, it has never been for non-performance. When it comes to real estate, my skills and work ethic are among the best in Orlando and I have the track record to prove it. My confidence comes from thousands of successful real estate transactions and thousands of happy clients. The fact that most of our business comes from referrals from past clients says it all.

Whether it’s a traditional listing or an Orlando short sale, I get the job done no matter what.

Tired of your realtor not performing and wasting valuable time on the market? Give us a try, you have absolutely nothing to lose. Visit us at https://orlandorealtyconsultants.com/ or call us at 407-902-7750 so that we can discuss your best options. Jenny Zamora Lic. RE Broker

Orlando Vacation Homes

 

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