New House: What to Check Before Moving Day

It’s an exciting time, with moving day to a new house creeping up. As you look forward to the new house, it’s important to have a checklist of things to do to prepare. Preparations can be extensive, so a checklist really helps. These tips will help you as you begin your new home adventure.

Call to Turn on the Utilities

It’s important to have the phone, electricity, and other services turned on. Though it sounds like a pain, calling to have them put into your name is relatively easy and straightforward, with a simple call-in to service providers serving as the activation for these services. Set aside perhaps an hour to make these calls.

Hiring a House-Cleaner

Having the house cleaned ahead of time makes a lot of sense. Working with the realtor to arrange the house cleaning makes sense if you set it up for the closing day, or just afterward, as you make the final transition from your previous house or apartment. Be sure to hire someone who can do the work thoroughly, and up to standard. Simple interviews don’t always indicate the level of a person’s work. Ask for recommendations through the realtor.

Change Address

Sending out change of address cards makes sense, and will aid in making the transition smoothly. You can either make these or buy them. These cards simply announce your new mailing address to friends, family, colleagues, and acquaintances.

Having a Key Made

After closing, you are going to wish to have keys made, perhaps right away, to ensure that you have backup keys available to you to avoid locking yourself out.

Meet the Neighbors

Before you move into a new house, it’s important to meet the neighbors, so you may wish to set aside time before closing, to pop over with a friendly face and some good cheer. This relationship will be central to your life while you live there, so it makes sense to take it seriously.

Take Care of Formalities

You’ll need to have your address changed, and that is something you can do ahead of time with the postal service offering change-of-address forms that make moving a cinch. Ask for their moving package, which has the form and some coupons included in it. Make sure you are ready with your finances and mortgage payments from Orlando Mortgage Companies as well. You’ll want to have everything set up formally before you move.

Last, be sure to have a good attitude. Moving doesn’t have to be boring or exhausting if you have the right attitude and break the work into manageable chunks. Look into the formalities and change addresses at reputable places like Orlando Low Mortage Rates dot com to avoid a hassle later on.

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10048 SAVANNAH BLUFF LN | Orlando Short Sale

Video- 10048 SAVANNAH BLUFF LN | Orlando Short Sale

This Orlando short sale is a Beautiful 4 Bedroom 2 Bath Home with Many Upgrades. Original Owner. The home is in  Immaculate Condition, Ready to move in. Big Master Room and lots of Closet Space. All appliances are included. Very Low HOA dues. You need to come and see for yourself, The Home will be sold before you know it!

Orlando Realty Consultants is a full-service Real Estate brokerage located in Orlando, Florida which specializes in doing Orlando Short Sales and Foreclosure Prevention with a team of highly experienced short sale realtors on staff.

We provide Professional Real Estate solutions for both home buyers and sellers. Our diverse team of Orlando real estate experts have experience in all aspects of Real Estate. We will work with you to make your home purchases and sales process as simple as possible, while providing you with the most up-to-date information of your transaction process as it develops.
https://orlandorealtyconsultants.com/  Trusted Buy Your Neighbors Since 2005

 

Realtor in Orlando, FL

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Strategic Default, more popular than ever

Although Orlando real estate prices continue to steadily rise, strategic default is as popular as ever. As homeowners come to us to list their Orlando properties for sale, the majority of them are upside down on their mortgage. The big problem is that there are several lenders out there that won’t accept a short sale unless the mortgage holder has defaulted on their payments. This puts the homeowners in a difficult position by forcing them to either continue paying on a mortgage that is way too high or stop making their mortgage payment. Most people faced with this situation these days are strategically defaulting on their mortgage for the sole purpose of pursuing a short sale with their lender. When you think about it…what choice do they have?

 

Don’t get me wrong…I would never tell a client to purposely default on their mortgage, but once I explain their situation to them, they almost always choose to stop paying their mortgage and pursue short sale. Honestly, I can’t say that I blame them. As a matter of fact, if I was in their shoes, I would do the exact same thing.

 

How will it affect your Credit?
A short sale can have a lot less of an effect on your credit score than a foreclosure. But, it must be done correctly.
If your request for a shot sale is approved, your agent should ask your lender to report the short sale as “paid in full,” as part of the negotiation.

 

Many sources have reported that a short sale has about the same impact on your credit score as a foreclosure, however from experience with our own clients, that’s never been the case.  Most of the time, clients of ours that have completed an Orlando short sale, report that their credit score only dropped by 100 points, which can be easily fixed by a good credit repair company.

 

There are no guarantees when it comes short sales

 

It’s important for you to know there is no obligation what-so-ever on the bank’s part to accept a short sale payoff.
And you just won’t know until you begin the process.  You should also be aware that short sales can take several months to complete depending on who the lender is.

 

If you still want to learn more about shorts sales, visit us at OrlandoRealtyConsultants.com

 

 

 

Orlando Real Estate Broker

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Orlando Short Sale Negotiator confesses to using stall tactics

I’ve been doing short sales in Orlando since 2005 and something happened last week that has never happened to me before. I’ve been working on this Orlando shorts sale listing for the past 3 months. After negotiating with the bank we got the payoff approved at $192,000.00 and the buyers were ready to close. Each time I would get a hold of the negotiator he would say that I would have the approval letter the next day so I would then update my clients with the same update that was given to me. After hearing the same story from me day after day and week after week It got to the point where everyone thought it was all somehow my fault.

To make matters worse, the buyer got tired of waiting and walked from the deal, my client even talked about hiring another agent. The following day I received a call from the negotiator and I couldn’t believe what he told me. He actually told me that he was purposely stalling this particular file because he didn’t want it to close until the month of March. He explained to me that the bank can only handle a certain amount of loss per month and they had already hit their limit for the month of February. He then proceeded to explain to me how he was purposely stalling me by not providing me with the approval letter. When I heard this I felt like reaching through the phone and slapping him. That wasn’t possible so I did the next best thing, I gave him a piece of my mind.

All he had to do was inform me of what was going on from the start and everything would have been fine. The buyers would have had no problem at all waiting as long as they knew what was going on. After I vented my frustration with the negotiator I insisted that he personally call my client and explain the situation to him. Thank God everything is back on track and all is right with the world, we’re closing at the beginning of March.

Short sale negotiations can get complicated and can be extremely frustrating. If you’re in need of an Orlando short sale expert call me at 407-902-7750 for a free analysis of your situation.

Orlando short sale expert

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Altamonte Springs short sale, 1112 Golden Cypress Ct.

This is a great short-sale property in Altamonte Springs. A 3 Bedroom 2 bathroom townhouse with 1,688 sq ft located in the very desirable subdivision of Country Creek Woodbridge. With a large fireplace in the family room and vaulted ceilings, this layout is both spacious and inviting. This property is located in a quiet neighborhood surrounded by mature landscaping.

Fantastic amenities such as 2 Olympic size pools, tennis courts, and large playgrounds for the kids are available to all residents.

With A schools in the area and convenient for shopping, this “must-see” condo won’t last long.

Here are just a few of the property’s features

* Large master suite

* Vaulted Ceilings

* Solid wood cabinetry throughout

* Large formal Dining room

*Lots of natural lighting

* 2-car garage

* Screened in porch

Easy access to schools, first-rate shops, and restaurants. A must-see!

Listing Price $143,500.00

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